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Mortgage Life

Mortgage Life pays your insured loan amount in case of death due to a sudden and unexpected accident, injury or illness.

Your compensation is tax-free and can amount to a maximum of SEK 2,000,000. It will be paid directly to SBAB. The mortgage insurance applies until you reach the age of 65 if you do not redeem your loan before then.

Mortgage Life does not cover the following

  • Illness, accident or injury deliberately caused or incurred by the insured
  • Illness, accident or injury for which the insured has sought healthcare within 12 months before being approved for the insurance
  • Illness, accident or injury resulting from the insured being under the influence of alcohol, other intoxicants, soporifics or narcotics

Who is eligible for Mortgage Life?

  • Those aged 20 to 60 years
  • Those who have an SBAB mortgage or have applied for one
  • Those who are completely healthy and able to work
  • Those who are registered residents of Sweden


The premiums for this mortgage insurance are dependent on age and loan payment. Contact us for price information.