Compounded rate

To compare the cost of different types of loans is complicated, since payment notice fees and starting fees differ between lenders as well as how often the interest is to be paid. That's why we use the compounded rate of interest to make loan expenses comparable between different lenders.

Find out what the compounded rate of interest is on a loan at SBAB. The value is calculated according to The Swedish Financial Supervisory Authority's guidelines on the amount of 100,000 SEK, with no amortization and quarterly payment without fees.

Fixation period Interest rate Compounded rate of interest
3 months
4.92 %
5.03 %
1 year
4.72 %
4.82 %
2 years
4.46 %
4.55 %
3 years
4.23 %
4.31 %
4 years
4.10 %
4.18 %
5 years
4.06 %
4.14 %
7 years
4.01 %
4.08 %
10 years
4.01 %
4.08 %
Current effective interest rate, including example