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This information does not constitute an offer, or an invitation to purchase, securities of SBAB Bank AB (publ) ("SBAB") or The Swedish Covered Bond Corporation ("SCBC") in the United States or in any other jurisdiction in which such offer or invitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation. Potential users of this information are requested to inform themselves about and to observe any such restrictions.

Neither SBAB's nor SCBC's securities can be offered or sold in the United States without registration under the United States Securities Act of 1933, as amended, or pursuant to an exemption from such registration. Neither SBAB nor SCBC has registered, and do not intend to register, any of their securities under the Securities Act or to conduct a public offering of securities in the United States.

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