Risk Management

SBAB's goal is to achieve well-balanced risk-taking that supports its business activities.

Risk management should be transparent and easily monitored by external parties. For further information on how SBAB identifies, measures and controls risk, see the chapter on Risk Management in the annual report and/or the report Capital adequacy and risk management (Pillar 3) available below.


Download 2023 Reports

Capital adequacy and risk management 2023 (Pillar 3) (pdf) Pdf, 814.5 kB.

​Capital adequacy and risk management 2023 (Pillar 3), SCBC (pdf) Pdf, 738 kB.

Capital adequacy and risk management 2023 (Pillar 3), SBAB parent company (Excel). Excel, 863.3 kB.

Disclosure of capital, liquidity and leverage ratio, September 2023 (Excel) Excel, 805.8 kB.

​Disclosure of own funds and leverage ratio, SCBC, September2023 (Excel) Excel, 799.7 kB.

Disclosure of capital, liquidity and leverage ratio, June 2023 (Excel) Excel, 1 MB.

​Disclosure of own funds and leverage ratio, SCBC, June 2023 (Excel) Excel, 1 MB.

Disclosure of capital, liquidity and leverage ratio, March 2023 (Excel) Excel, 805 kB.

​Disclosure of own funds and leverage ratio, SCBC, March 2023 (Excel) Excel, 799.6 kB.


Download 2022 Reports

Capital adequacy and risk management 2022 (Pillar 3) (pdf) Pdf, 846 kB.

Pdf, 653 kB.Capital adequacy and risk management 2022 (Pillar 3), SCBC (pdf) Pdf, 790.3 kB.

Capital adequacy and risk management 2022 (Pillar 3), SBAB parent company (Excel) Excel, 857.6 kB.

Disclosure of capital, liquidity and leverage ratio, September 2022 (Excel) Excel, 805.2 kB.

​Disclosure of own funds and leverage ratio, SCBC, September 2022 (Excel) Excel, 801 kB.

Disclosure of capital, liquidity and leverage ratio, June 2022 (Excel) Excel, 1 MB.

​Disclosure of own funds and leverage ratio, SCBC, June 2022 (Excel) Excel, 1013.5 kB.

Disclosure of capital, liquidity and leverage ratio, March 2022 (Excel) Excel, 112.3 kB.

​Disclosure of own funds and leverage ratio, SCBC, March 2022 (Excel) Excel, 121.6 kB.

Previous reports

Download 2021 Reports

EU CCA - Main features of regulatory own funds instruments and eligible liabilities instruments 2021 Pdf, 145.4 kB.

Capital adequacy and risk management 2021 (Pillar 3) (pdf) Pdf, 800.5 kB.

​Capital adequacy and risk management 2021 (Pillar 3), SCBC (pdf) Pdf, 653 kB.

Disclosure of capital, liquidity and leverage ratio, September 2021 (pdf) Pdf, 425.5 kB.

​Disclosure of own funds and leverage ratio, SCBC, September 2021 (pdf) Pdf, 335.5 kB.

Disclosure of capital, liquidity and leverage ratio, June 2021 (pdf) Pdf, 425.1 kB.

​Disclosure of own funds and leverage ratio, SCBC, June 2021 (pdf) Pdf, 326.7 kB.

Disclosure of capital, liquidity and leverage ratio, March 2021 (pdf) Pdf, 409.4 kB.

​Disclosure of own funds and leverage ratio, SCBC, March 2021 (pdf) Pdf, 325.6 kB.


Download 2020 Reports

​Capital adequacy and risk management 2020 (Pillar 3) (pdf) Pdf, 868.4 kB.

​Capital adequacy and risk management 2020 (Pillar 3), SCBC (pdf) Pdf, 703 kB.

Disclosure of capital, liquidity and leverage ratio, September 2020 (pdf) Pdf, 2.7 MB.

​Disclosure of own funds and leverage ratio, SCBC, September 2020 (pdf) Pdf, 2.1 MB.

Disclosure of capital, liquidity and leverage ratio, June 2020 (pdf) Pdf, 2.6 MB.

​Disclosure of own funds and leverage ratio, SCBC, June 2020 (pdf) Pdf, 2.1 MB.

Disclosure of capital, liquidity and leverage ratio, March 2020 (pdf) Pdf, 2.5 MB.

​Disclosure of own funds and leverage ratio, SCBC, March 2020 (pdf) Pdf, 2.1 MB.


Download 2019 Reports

​Capital adequacy and risk management 2019 (Pillar 3) (pdf) Pdf, 1023 kB.

​Capital adequacy and risk management 2019 (Pillar 3), SCBC (pdf) Pdf, 801.1 kB.

Disclosure of capital, liquidity and leverage ratio, September 2019 (pdf) Pdf, 3.7 MB.

​Disclosure of own funds and leverage ratio, SCBC, September 2019 (pdf) Pdf, 3.5 MB.

Disclosure of capital, liquidity and leverage ratio, June 2019 (pdf) Pdf, 3.7 MB.

​Disclosure of own funds and leverage ratio, SCBC, June 2019 (pdf) Pdf, 3.5 MB.

Disclosure of capital, liquidity and leverage ratio, March 2019 (pdf) Pdf, 3.7 MB.

​Disclosure of own funds and leverage ratio, SCBC, March 2019 (pdf) Pdf, 3.4 MB.


Download 2018 Reports

​Capital adequacy and risk management 2018 (Pillar 3) (pdf) Pdf, 1.2 MB.

Disclosure of own funds and leverage ratio, SCBC, December 2018 (pdf) Pdf, 1.5 MB.

Disclosure of capital, liquidity and leverage ratio, September 2018 (pdf) Pdf, 1.4 MB.

​Disclosure of own funds and leverage ratio, SCBC, September 2018 (pdf) Pdf, 1.5 MB.

Disclosure of capital, liquidity and leverage ratio, June 2018 (pdf) Pdf, 1.4 MB.

​Disclosure of own funds and leverage ratio, SCBC, June 2018 (pdf) Pdf, 1.5 MB.

Disclosure of capital, liquidity and leverage ratio, March 2018 (pdf) Pdf, 1.3 MB.

​Disclosure of own funds and leverage ratio, SCBC, March 2018 (pdf) Pdf, 1.5 MB.


Download 2017 Reports

​Capital adequacy and risk management 2017 (Pillar 3) (pdf) Pdf, 1.2 MB.

Disclosure of capital, liquidity and leverage ratio, September 2017 (pdf) Pdf, 4.2 MB.

​Disclosure of own funds, SCBC, September 2017 (pdf) Pdf, 863.5 kB.

Disclosure of capital, liquidity and leverage ratio, June 2017 (pdf) Pdf, 4.2 MB.

​Disclosure of own funds, SCBC, June 2017 (pdf) Pdf, 863.5 kB.

Disclosure of capital, liquidity and leverage ratio, March 2017 (pdf) Pdf, 4.1 MB.

​Disclosure of own funds, SCBC, March 2017 (pdf) Pdf, 859.8 kB.


Download 2016 Reports

Capital adequacy and risk management 2017 (Pillar 3) (pdf) Pdf, 847.3 kB.

​Disclosure of own funds, SCBC, September 2016 (pdf) Pdf, 85.8 kB.

​Disclosure of own funds, SCBC, March 2016 (pdf) Pdf, 126.9 kB.