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Pressrelease | 2012-11-20

S&P revises SBAB Bank AB outlook to negative

Due to a weakening economic outlook for Sweden, Standard and Poor's has revised SBAB Bank´s outlook from stable to negative. At the same time the long- and shortterm credit ratings have been affirmed.

On 20 November 2012, Standard and Poor's revised SBAB Bank's outlook from stable to
negative. The long- and short-term credit ratings have been affirmed at A+ and A-1. The
revision was based on indications of a sharper economic slowdown in Sweden than
previously expected, leading S&P to conclude that economic risks for the Swedish banking
industry are increasing.

For further information, please contact:
Lennart Krän, CFO SBAB Bank
Telephone: +46-8-614 43 28, Mobile: +46-727-42 43 28, lennart.kran@sbab.se

Bernd Schmitz, Chief Press Officer SBAB Bank
Telephone: +46-8-614 43 94, Mobile: +46-727-44 43 94, bernd.schmitz@sbab.se