Savings

Start to save at SBAB and get a high interest rate from the very first krona you save. You don't have to pay any charges and can make an unlimited number of transfers to other banks. SBAB offers two types of savings accounts, Sparkonto and SBAB-konto.

Sparkonto

You do not have to be an existing customer of SBAB to open the savings account named Sparkonto. You can open it for yourself or for your children. All that is necessary is that you are at least eighteen years old.

• See current interest rates (in Swedish)

SBAB-konto

You can open the savings account named SBAB-konto if you already have your mortgage loans at SBAB and are at least 18 years old.

You can open the savings account SBAB-konto if:

• You are a sole lender with a residential mortgage of SEK 1,000,000 or more.
• You are two lenders who together have residential mortgages of between SEK 1,000,000 and SEK 1,999,999. The account must then be a joint account.
• You are two lenders who together have residential mortgages of SEK 2,000,000 or more. You can then choose to open an individual or a joint account SBAB-konto.

The extra favourable interest rate applies for savings up to SEK 1,000,000. The interest on larger amounts is the same as for our savings account Sparkonto. You may have at most one of the savings account SBAB-konto.

Both of SBAB's accounts are covered by the state deposit guarantee. This means that deposits of up to SEK 500,000 per customer are guaranteed if the bank becomes bankrupt.